Rental income can help you qualify for a 2–4 unit property—but lenders don’t always count it the way buyers expect. Learn how the 75% calculation works, when tax returns are required, and how FHA and conventional rules differ.

Thinking about buying your first home? A 2–4 unit property could be one of the smartest financial decisions you make. Learn how owner-occupied multi-unit financing works, compare FHA and conventional loan options, and discover how rental income can help you build long-term wealth.